Personal Financing Benefiting Retailers

People in all walks of life occasionally need help. The car needs tires or a job will be lost. A new living situation requires two new beds immediately. There are a number of circumstances that can provide the need for personal financing to handle an emergency in life. This is where companies like Crest Financial are poised to rise to the occasion and fill the financial void. This company works through retailers and provides financing to a larger group of people allowing them to purchase much needed possessions that otherwise they wouldn’t be able to afford. The retailers that participate in the program bring the customers in and the financing company provides the funding for the purchase without credit.

How the Retailer Benefits
This process provides great benefits to all the retailers that participate. First of all it allows participating businesses to turn shoppers in their stores to buyers. The credit process at Crest Financial is quick and easy, returning answers virtually instantaneously. Once an answer is returned the retailer knows how much the customer has to spend and the customer knows what amount they have to put down. This company has a high approval rate which supports the goals of the customers.

The in home layaway program is one of the most powerful tools the retailer will have once a customer is given clearance. They can put a very small amount down and then take the product home on that day. It works exactly like a traditional layaway program with the important exception that they are able to enjoy the benefits of the product while they make payments on it. This benefits retailers because they don’t have to warehouse merchandise, and can bring in more products to sell.

Simple but Effective Process
Retailers also benefit from working with Crest because of the ease of use with the system. They simply need to collect some very basic information form shoppers and they put it into the computer, within a few moments there will be an answer. The guidelines are lenient and the process is entirely paperless. It is simple for a retailer to participate in which provides an incentive to use the service.

The partnership between Crest and retailers allows for a powerful financing tool to increase sales in almost any industry. If there is a problem or question, the customer service team at Crest is well trained, knowledgeable and helpful. Most issues are addressed immediately and problems are turned into solutions.

Having this type of no credit financing has allowed many businesses to thrive in all types of economic conditions. Being able to provide financing and giving people the buying power allows them to be a more aggressive in their purchases. Crest allows retailers to sell more products, make more money and grow as a business.